Privacy Policy

1. Who We Are

Nil Return is an accountancy and financial services provider based in Surrey, United Kingdom. We provide bookkeeping, financial reporting, cashflow planning and a range of additional financial services to small businesses and individuals.

Our services may include business planning and financial forecasting, VAT returns and tax submissions, preparation of end-of-year financial statements, self-assessment support, and general financial advice.

In the course of providing these services, we may collect and process personal data in accordance with this Privacy Policy and applicable data protection laws.

As part of our professional and regulatory obligations, we are required to comply with anti-money laundering (AML) legislation. This may include verifying the identity of our clients, obtaining and retaining identification documents, and carrying out client due diligence (CDD) checks. We may also be required to retain records and disclose information to relevant authorities where required by law.

Data Controller: Nilesh Modi
Contact Email: info@nilreturn.co.uk

2. What Information We Collect

We may collect and process the following personal data:

• Name
• Email address
• Phone number
• Business details
• Financial information (where relevant to services provided)
• Any information you provide via contact forms, email or other communication

3. How We Use Your Information

We use your data to:

• Respond to enquiries
• Provide bookkeeping and financial services
• Communicate with you about our services
• Maintain accurate business records
• Comply with legal and regulatory obligations

4. Legal Basis for Processing

We process your data under the following lawful bases:

• Contract – to provide agreed services
• Legitimate interests – to operate and improve our business
• Legal obligation – to comply with regulatory and legal requirements
• Consent – where required (e.g. marketing communications)

5. How We Store and Protect Your Data

We take appropriate technical and organisational measures to protect your personal data, including:

• Secure systems and software
• Restricted access to personal data
• Confidential handling of financial information

6. Data Sharing

We do not sell your personal data.

We may share your data with:

• Software providers (e.g. accounting platforms)
• Professional advisers where necessary
• Regulatory authorities, where required by law

7. Data Retention

We retain your data only for as long as necessary:

• To provide our services
• To comply with legal, regulatory and tax obligations

8. Your Rights

Under UK data protection law, you have the right to:

• Access your personal data
• Request correction of inaccurate data
• Request deletion of your data (where applicable)
• Object to processing
• Request data portability

To exercise your rights, please contact: info@nilreturn.co.uk

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites.

10. Updates to This Policy

We may update this Privacy Policy from time to time. Please check this page periodically for any changes.